Empower Your Staff

At Zero Cost

Panamax provides responsible, affordable salary-based loans to employees of partner organisations. Your staff get access to safe credit. You carry zero financial risk.

Partner With Us

Designed for Employers Who Care

Join organisations across Zimbabwe that offer safe, structured salary-based loans to improve staff well-being without affecting company finances.

Benefits for Employers

No Financial Liability

Panamax manages lending decisions and servicing. Employer responsibilities are set out in the partnership agreement.

Improved Staff Wellbeing

Give eligible employees a structured way to discuss personal finance needs with a lending team.

Emergency Support

Help employees find a clear application route when an unexpected expense arises.

Transparent Statements

Keep payroll deductions and remittances clear through agreed records and regular reconciliation.

Fully Compliant

Set out responsibilities for consent, information sharing and payroll deductions in the agreement.

How the Partnership Works

1

Sign Agreement

We agree how the programme will operate, including each party's responsibilities.

2

Employees Apply

Interested employees apply directly and receive the current requirements and terms.

3

Payroll Deduction

Where agreed and authorised, repayments are deducted through payroll.

4

Remittance

The employer transfers agreed deductions to Panamax using the partnership process.

5

Reconciliation

Both teams check records and resolve any differences in the payment information.

Partner With Us Today

Join organisations across Zimbabwe that offer salary-based loans through Panamax.

Start an employer partnership

Tell us about your organisation. Our team will contact you to discuss the programme and next steps.

Submitting this form starts a conversation; it does not create a lending agreement.